Welcome

Discover Stark-Fi team, vision and main solution

What is Stark-Fi ?

Stark-Fi is a next-generation DeFi platform built on Starknet, designed to provide a seamless and efficient decentralized financial ecosystem. It simplifies DeFi interactions by integrating multiple financial services within a single platform, currently focusing on two core tokens:

• SFI – a utility token that powers the Stark-Fi ecosystem

• USFI – a decentralized, overcollateralized stablecoin

Stark-Fi offers four core functionalities:

• Stark-Fi Mint – Minting USFI stablecoins

• Stark-Fi Trade – Trading digital assets

• Stark-Fi Lend – Borrowing and lending services

• Stark-Fi Swap – Swapping cryptocurrencies with minimal fees

By unifying these services, Stark-Fi eliminates the complexity of navigating multiple DeFi platforms, ensuring cost-efficiency, security, and ease of use for all users.

What is our vision ?

At Stark-Fi, our vision is to redefine decentralized finance by making it more accessible, scalable, and secure. We aim to build a fully decentralized and transparent financial system that empowers users with:

• Low-cost transactions through Starknet’s Layer 2 technology

• Trustless and permissionless access to financial services

• Decentralization and self-custody, ensuring users have full control over their assets

• Efficient liquidity management, optimizing capital utilization within the ecosystem

By leveraging Starknet’s high-performance infrastructure, Stark-Fi is positioned to scale DeFi adoption while maintaining security, decentralization, and financial inclusivity.

What’s the motivation behind Stark-Fi ? (problem solved)

The DeFi space is fragmented, costly, and often inaccessible to mainstream users due to high fees and complex processes. Stark-Fi addresses these key issues:

1. High Transaction Fees – By building on Starknet, a Layer 2 scaling solution, Stark-Fi dramatically reduces gas fees compared to Ethereum’s Layer 1.

2. Fragmentation in DeFi – Users typically need to navigate multiple platforms for minting, lending, trading, and swapping. Stark-Fi consolidates these into one ecosystem.

3. Scalability Limitations – Starknet’s zero-knowledge rollups allow faster, more scalable transactions without sacrificing security.

4. Decentralization & Transparency – Inspired by Liquity’s immutable and governance-minimized approach, Stark-Fi ensures protocol resilience and neutrality.

Our goal is to create a seamless, scalable, and permissionless DeFi ecosystem that anyone can use efficiently.

What are the key benefits of Stark-Fi ?

Stark-Fi is designed to bring powerful advantages to DeFi users and developers:

• Low Fees – Starknet’s Layer 2 scaling drastically reduces transaction costs.

• Fast & Scalable – Zero-knowledge rollups enable fast execution and high throughput.

• Comprehensive DeFi Suite – Mint, trade, lend, and swap—all within one platform.

• Decentralized & Trustless – No central authority; users retain full control over their assets.

• Permissionless Access – Anyone can use Stark-Fi without restrictions.

• Enhanced Security – Built on Starknet’s cryptographic proofs for a secure DeFi experience.

By combining these features, Stark-Fi provides a robust, efficient, and truly decentralized financial system for the future of DeFi.

What is StarkNet ?

Starknet is a Layer 2 scaling solution for Ethereum, designed to provide high throughput, lower fees, and enhanced security using zero-knowledge rollups (ZK-rollups).

Key Features of Starknet:

• Scalability – Handles thousands of transactions per second with minimal costs.

• Security – Leverages Ethereum’s security while executing transactions off-chain.

• Decentralization – Starknet ensures no single entity controls the network.

• Smart Contracts – Supports advanced DeFi applications through its Cairo programming language.

By using Starknet, Stark-Fi benefits from ultra-low costs, fast transactions, and a fully decentralized infrastructure, making DeFi more efficient and scalable.

What is Liquity?

Liquity is a decentralized borrowing protocol that allows users to mint LUSD/BOLD, an overcollateralized stablecoin backed by ETH. Unlike traditional lending platforms, Liquity is known for its:

• No governance model – The protocol is immutable and operates autonomously.

• Stable interest loans – Borrowers can control their risk by choosing exactly the % of fee.

• Efficient liquidation system – Ensures stability and solvency.

Inspired by Liquity, Stark-Fi adopts a similar model, focusing on decentralization, capital efficiency, and transparency while leveraging Starknet’s scalability.